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International Journal of Scientific and Engineering Research
ISSN Online 2229-5518
ISSN Print: 2229-5518 10    
Website: http://www.ijser.org
scirp IJSER >> Volume 3,Issue 10,October 2012
Branchless Banking: "A Substitute for Hawala System in Pakistan"
Full Text(PDF, )  PP.85-90  
Syed Shabib-ul-Hasan, Hina Naz
: Branchless Banking, Hawala, Financial Institution.
Branchless banking is making transaction without visiting a formal banking system. It includes; internet, SMS banking, mobile banking, ATM's, POS and EFTPOS. Mobile banking has become the future of formal banking system. Hawala is an informal, traditional
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